100% local calculation · Zero cloud tracking · No credit card required

Real Math for Your Real Money.

Your bank balance is none of our business. 100% local calculation. Zero cloud tracking. Tip splits, tax-adjusted salaries, loan payoffs - answered in seconds.

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Six Tools. One Mission.

Covering the financial decisions you face every single week

Tip & Bill Split

Calculate exact tips (pre-tax or post-tax) and split any bill perfectly between any number of people.

Discount & Price Comparison

Enter two products with their prices, sizes, and discounts. We show you the true unit price and which is the smarter buy.

Salary After Tax

Input your gross salary and region. See your real take-home pay - broken down monthly and hourly.

Loan & Mortgage Optimizer

See total interest costs, compare loan terms, and discover how extra payments could save you thousands.

Mortgage vs. Rent (2026)

Model buy vs. rent with local-first math, break-even context, and an optional embed for your blog.

Ratio & Proportion Helper

Scale recipes, mixing ratios, or class percentages instantly. Perfect for cooking, DIY projects, and students.

AI Decision Insight

Pro feature: after every calculation, get a one-sentence human verdict. Not just numbers - real clarity.

Frequently Asked Questions

How is this different from my phone's default calculator?

Your phone calculates numbers. MoneySense Pro calculates decisions. We tell you which deal saves more and how a raise affects your take-home pay.

Is my financial data safe?

Yes. By default, calculations run on your device. We don’t track your inputs in the cloud. Optional sync only happens when you choose to save.

What does the Pro plan unlock?

Pro unlocks advanced calculators, unlimited history, AI decision insights, and cross-device sync. Free users keep core tools forever.

Do you offer refunds?

Digital purchases are generally final. If critical technical issues prevent access and cannot be resolved within 14 business days, a refund may be processed through Creem. Valid requests must be submitted within 14 calendar days of purchase via support@moneysensepro.app. See our Refund policy in the Terms of Service.

Privacy-first finance, in your pocket

Local-first by design: instant results, no cloud tracking, and optional history sync only when you sign in.

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